:root{
  --bg: #F6F8FC;
  --surface: #FFFFFF;
  --surface-2: #F3F6FF;
  --border: rgba(15, 23, 42, .10);
  --text: rgba(15, 23, 42, .92);
  --muted: rgba(15, 23, 42, .70);
  --faint: rgba(15, 23, 42, .56);

  --brand: #0B6BFF;   /* professional blue */
  --brand-2: #0EA5A4; /* teal accent */
  --warn: #B45309;
  --good: #059669;
  --bad: #E11D48;

  --shadow: 0 26px 70px rgba(15, 23, 42, .10);
  --shadow-soft: 0 14px 44px rgba(15, 23, 42, .10);

  --r-sm: 14px;
  --r-md: 20px;
  --r-lg: 28px;

  --container: 1120px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin: 0;
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  background: linear-gradient(180deg, #FFFFFF 0%, var(--bg) 44%, #FFFFFF 100%);
  color: var(--text);
  line-height: 1.55;
}

/* Typography polish */
body{ font-size: 16px; }
h1, h2, h3{ text-wrap: balance; }
p{ text-wrap: pretty; }

a{ color: inherit; text-decoration: none; }
a:hover{ text-decoration: underline; text-underline-offset: 3px; }
strong{ font-weight: 650; }

.container{
  width: min(var(--container), calc(100% - 40px));
  margin: 0 auto;
}

.sr-only{
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

.skip-link{
  position: absolute;
  left: -999px;
  top: 12px;
  background: #fff;
  color: #000;
  padding: 10px 12px;
  border-radius: 10px;
  z-index: 9999;
}
.skip-link:focus{ left: 12px; }

.muted{ color: var(--muted); }
.fineprint{ color: var(--faint); font-size: 12.5px; margin: 10px 0 0; }

/* Header */
.site-header{
  position: sticky;
  top: 0;
  z-index: 60;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  background: rgba(255,255,255,.86);
  border-bottom: 1px solid transparent;
  transition: border-color .18s ease, box-shadow .18s ease, background .18s ease;
}
.site-header.is-elevated{
  border-bottom-color: rgba(15, 23, 42, .10);
  box-shadow: 0 14px 36px rgba(15, 23, 42, .10);
  background: rgba(255,255,255,.92);
}

.topbar{
  border-bottom: 1px solid rgba(15,23,42,.08);
  background: rgba(255,255,255,.92);
}
.topbar-inner{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 8px 0;
  color: rgba(15,23,42,.74);
  font-size: 13px;
}
.topbar strong{ font-weight: 750; }
.topbar a{ text-decoration: underline; text-underline-offset: 3px; }
.topbar-right{ display: flex; align-items: center; gap: 12px; flex-wrap: wrap; justify-content: flex-end; }
.pill{
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 10px;
  border-radius: 999px;
  background: rgba(11,107,255,.08);
  color: rgba(15,23,42,.80);
}

.header-inner{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 14px 0;
}

.brand{
  display: flex;
  align-items: center;
  gap: 12px;
}
.brand-mark{
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(11,107,255,.98), rgba(14,165,164,.92));
  color: #061018;
  box-shadow: var(--shadow-soft);
}
.brand-mark svg{ width: 26px; height: 26px; }
.brand-mark .logo-stroke{ stroke: rgba(255,255,255,.92); }
.brand-mark .logo-fill{ fill: rgba(255,255,255,.92); }
.brand-text{ display: grid; }
.brand-name{ font-weight: 750; letter-spacing: .1px; }
.brand-tagline{ color: var(--faint); font-size: 12.5px; margin-top: 2px; }

.site-nav{
  display: flex;
  align-items: center;
  gap: 14px;
  color: rgba(15,23,42,.74);
  font-weight: 650;
  letter-spacing: .08px;
  text-transform: uppercase;
  font-size: 12px;
}
.site-nav a{ padding: 10px 10px; border-radius: 12px; }
.site-nav a:hover{ background: rgba(15,23,42,.05); text-decoration: none; color: var(--text); }

.nav-toggle{
  display: none;
  background: transparent;
  color: var(--text);
  border: 1px solid rgba(15,23,42,.12);
  border-radius: 14px;
  padding: 10px 12px;
}
.nav-toggle-bars{
  display: block;
  width: 22px;
  height: 2px;
  border-radius: 999px;
  background: rgba(15,23,42,.86);
  position: relative;
}
.nav-toggle-bars::before,
.nav-toggle-bars::after{
  content: "";
  position: absolute;
  left: 0;
  width: 22px;
  height: 2px;
  border-radius: 999px;
  background: rgba(15,23,42,.86);
}
.nav-toggle-bars::before{ top: -7px; }
.nav-toggle-bars::after{ top: 7px; }

/* Buttons */
.btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border-radius: 16px;
  padding: 12px 16px;
  font-weight: 650;
  letter-spacing: .1px;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform .14s ease, background .14s ease, border-color .14s ease, box-shadow .14s ease, opacity .14s ease;
  user-select: none;
}
.btn:active{ transform: translateY(1px); }
.btn-primary{
  background: rgba(11,107,255,.98);
  color: #FFFFFF;
  box-shadow: 0 14px 34px rgba(11,107,255,.22);
}
.btn-primary:hover{ text-decoration: none; box-shadow: 0 18px 48px rgba(11,107,255,.26); }
.btn-ghost{
  background: rgba(255,255,255,.92);
  border-color: rgba(15,23,42,.12);
  color: var(--text);
}
.btn-ghost:hover{ text-decoration: none; background: rgba(255,255,255,.95); }
.btn-small{ padding: 10px 12px; border-radius: 14px; }
.btn-block{ width: 100%; }
.btn[disabled]{ opacity: .55; cursor: not-allowed; transform: none; }

/* Hero */
.hero{
  padding: 18px 0 26px;
}
.hero-photo{
  position: relative;
  padding: 22px 0 34px;
}
.hero-bg{
  position: absolute;
  inset: 0;
  z-index: 0;
  overflow: hidden;
  border-bottom-left-radius: 34px;
  border-bottom-right-radius: 34px;
}
.hero-bg img{
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 70% 50%;
  display: block;
  transform: scale(1.02);
  filter: saturate(1.06) contrast(1.02) blur(.8px);
}
.hero-photo::before{
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background:
    /* Global hero scrim for readability (no boxed overlay) */
    radial-gradient(1120px 720px at 14% 46%, rgba(255,255,255,.64) 0%, rgba(255,255,255,.18) 58%, transparent 82%),
    linear-gradient(90deg, rgba(255,255,255,.76) 0%, rgba(255,255,255,.62) 46%, rgba(255,255,255,.32) 74%, rgba(255,255,255,.18) 100%),
    linear-gradient(180deg, rgba(255,255,255,.34) 0%, rgba(255,255,255,.54) 36%, rgba(255,255,255,.64) 70%, rgba(255,255,255,.70) 100%),
    radial-gradient(820px 520px at 14% 18%, rgba(11,107,255,.12), transparent 62%),
    radial-gradient(820px 520px at 86% 12%, rgba(14,165,164,.10), transparent 62%);
}
.hero-grid{
  position: relative;
  z-index: 2;
}
.hero-grid{
  display: grid;
  grid-template-columns: 1.5fr .5fr;
  gap: 22px;
  align-items: start;
}
.hero-copy{
  position: relative;
  padding: 0;
  max-width: 64ch;
}
.eyebrow{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 12px;
  color: rgba(15,23,42,.82);
  font-weight: 600;
  letter-spacing: .2px;
}
.eyebrow::before{
  content: "";
  width: 34px;
  height: 1px;
  background: linear-gradient(90deg, rgba(14,165,164,.95), rgba(37,99,235,.75));
  border-radius: 999px;
}

h1{
  margin: 0 0 12px;
  font-size: clamp(34px, 4.6vw, 54px);
  line-height: 1.06;
  letter-spacing: -1.0px;
  color: rgba(15,23,42,.94);
}
.lead{
  margin: 0 0 18px;
  font-size: 17px;
  color: rgba(15,23,42,.78);
  max-width: 60ch;
}
.hero-cta{
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 16px;
}
.trust-points{
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 10px;
  color: rgba(15,23,42,.78);
}
.trust-points li{
  display: flex;
  align-items: baseline;
  gap: 10px;
}
.trust-points li::before{
  content: "";
  width: 9px;
  height: 9px;
  border-radius: 999px;
  background: rgba(14,165,164,.95);
  box-shadow: 0 0 0 3px rgba(14,165,164,.16);
  transform: translateY(-1px);
}

.hero-card{
  border-radius: var(--r-lg);
  background: rgba(255,255,255,.90);
  border: 0;
  box-shadow: 0 30px 80px rgba(15,23,42,.12);
  overflow: hidden;
}
.hero-card{
  position: relative;
}
.hero-card::before{
  content: "";
  position: absolute;
  inset: 0;
  padding: 1px;
  border-radius: inherit;
  background: linear-gradient(135deg, rgba(14,165,164,.35), rgba(37,99,235,.28), rgba(14,165,164,.20));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
  opacity: .55;
}
.hero-form-badge{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  height: 28px;
  padding: 0 10px;
  border-radius: 999px;
  background: rgba(37,99,235,.10);
  border: 1px solid rgba(37,99,235,.18);
  color: rgba(15,23,42,.82);
  font-weight: 750;
  font-size: 12px;
  letter-spacing: .28px;
  margin-bottom: 10px;
}

.hero-card-top{
  padding: 20px 20px 0;
}
.hero-card h2{
  margin: 0 0 8px;
  font-size: 18px;
  letter-spacing: -.2px;
}

/* Sections */
.section{
  padding: 58px 0;
}
.section-head{
  display: grid;
  gap: 10px;
  margin-bottom: 18px;
  max-width: 78ch;
}
.section h2{
  margin: 0;
  font-size: 28px;
  letter-spacing: -.5px;
  line-height: 1.15;
}

/* Offer cards */
.offer-grid{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.offer-card{
  position: relative;
  border-radius: 26px;
  padding: 0;
  background: rgba(255,255,255,.92);
  border: 0;
  box-shadow: 0 26px 70px rgba(15,23,42,.10);
  transition: transform .16s ease, box-shadow .16s ease;
  outline: none;
  overflow: hidden;
}
.offer-card:hover,
.offer-card:focus-visible{
  transform: translateY(-3px);
  box-shadow: 0 34px 90px rgba(15,23,42,.12);
}
.offer-card::before{
  content: "";
  position: absolute;
  inset: 0;
  padding: 1px;
  border-radius: inherit;
  background: linear-gradient(135deg, rgba(14,165,164,.30), rgba(37,99,235,.24), rgba(14,165,164,.16));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
  opacity: .35;
}
.offer-card:hover::before,
.offer-card:focus-visible::before{ opacity: .55; }
.offer-icon{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  height: 28px;
  padding: 0 10px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 750;
  letter-spacing: .35px;
  color: rgba(15,23,42,.80);
  background: rgba(14,165,164,.10);
  border: 1px solid rgba(14,165,164,.22);
  margin-bottom: 10px;
}
.offer-body{
  padding: 16px 18px 18px;
}
.offer-body .muted{ color: rgba(15,23,42,.68); }
.offer-media{
  overflow: hidden;
  aspect-ratio: 16 / 9;
  margin: 0;
  background:
    radial-gradient(500px 220px at 20% 20%, rgba(14,165,164,.18), transparent 62%),
    radial-gradient(500px 220px at 90% 10%, rgba(37,99,235,.14), transparent 62%),
    rgba(37,99,235,.06);
  border: 0;
}
.offer-media img{
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transform: scale(1.02);
  transition: transform .28s ease, filter .28s ease;
  filter: saturate(1.06) contrast(1.02);
}
.offer-card:hover .offer-media img,
.offer-card:focus-visible .offer-media img{
  transform: scale(1.06);
  filter: saturate(1.18) contrast(1.05);
}
.offer-card h3{
  margin: 0 0 8px;
  font-size: 18px;
  letter-spacing: -.2px;
}
.offer-card p{ margin: 0 0 12px; }
.bullets{
  margin: 0;
  padding-left: 18px;
  color: rgba(15,23,42,.70);
  display: grid;
  gap: 8px;
}
.card-link{
  display: inline-flex;
  margin-top: 14px;
  font-weight: 650;
  color: rgba(14,165,164,.95);
}
.card-link:hover{ text-decoration: none; color: rgba(37,99,235,.95); }

/* Photo strip */
.photo-strip{ padding: 26px 0 52px; }
.strip{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}
.strip-item{
  margin: 0;
  border-radius: 22px;
  overflow: hidden;
  aspect-ratio: 16 / 10;
  border: 0;
  box-shadow: 0 24px 66px rgba(15,23,42,.10);
  background: rgba(255,255,255,.9);
}
.strip-item img{
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  filter: saturate(1.06) contrast(1.02);
}

/* Band section */
/* (Replaced by .split layout below) */

/* Split layout (mockup-style blocks) */
.split{ padding: 44px 0; }
.split-inner{
  border-radius: var(--r-lg);
  background:
    radial-gradient(900px 300px at 10% 20%, rgba(14,165,164,.12), transparent 60%),
    radial-gradient(800px 280px at 80% 30%, rgba(37,99,235,.10), transparent 60%),
    rgba(255,255,255,.70);
  padding: 26px;
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 18px;
  box-shadow: 0 28px 80px rgba(15,23,42,.08);
  align-items: start;
}
.split-inner.is-reverse .split-copy{ order: 2; }
.split-inner.is-reverse .split-media{ order: 1; }
.split-copy h2{ margin-top: 0; }
.split-media{
  border-radius: 24px;
  overflow: hidden;
  aspect-ratio: 16 / 11;
  box-shadow: 0 26px 70px rgba(15,23,42,.10);
  background: rgba(255,255,255,.9);
}
.split-media img{
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  filter: saturate(1.04) contrast(1.02);
}
.split-points{
  margin-top: 14px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}
.split-point{
  border-radius: 16px;
  background: rgba(255,255,255,.62);
  padding: 12px 14px 12px 16px;
  position: relative;
}
.split-point::before{
  content: "";
  position: absolute;
  left: 0;
  top: 12px;
  bottom: 12px;
  width: 3px;
  border-radius: 999px;
  background: linear-gradient(180deg, rgba(14,165,164,.92), rgba(37,99,235,.86));
  opacity: .85;
}
.split-point h3{ margin: 0 0 6px; font-size: 16px; letter-spacing: -.15px; }
.split-point p{ margin: 0; }

/* Offer spotlights */
.offer-spotlights .spotlight-list{
  display: grid;
  gap: 16px;
}
.offer-spotlights .spotlight{
  box-shadow: 0 32px 92px rgba(15,23,42,.09);
}
.offer-spotlights .spotlight .split-media{ aspect-ratio: 16 / 10; }

.stats{
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 14px;
}
.stat{
  border-radius: 18px;
  background: rgba(255,255,255,.70);
  box-shadow: 0 18px 55px rgba(15,23,42,.08);
  padding: 12px 12px;
}
.stat-num{
  font-weight: 850;
  font-size: 20px;
  letter-spacing: -.3px;
  color: rgba(15,23,42,.92);
}
.stat-label{
  margin-top: 4px;
  color: rgba(15,23,42,.70);
  font-weight: 600;
  font-size: 12.5px;
  line-height: 1.2;
}

/* Process timeline */
/* (Replaced by .steps-stack layout below) */

.steps-stack{
  display: grid;
  gap: 14px;
  margin-top: 10px;
}
.step-row{
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 14px;
  align-items: center;
  border-radius: var(--r-lg);
  background: rgba(255,255,255,.78);
  box-shadow: 0 24px 70px rgba(15,23,42,.08);
  padding: 14px 14px;
  overflow: hidden;
}
.step-row .step-num{
  width: 56px;
  height: 56px;
  border-radius: 20px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, rgba(11,107,255,.16), rgba(14,165,164,.10));
  border: 1px solid rgba(15,23,42,.10);
  color: rgba(15,23,42,.90);
  font-weight: 900;
  font-size: 22px;
  box-shadow: 0 16px 44px rgba(15,23,42,.10);
}
.step-content h3{
  margin: 0 0 6px;
  font-size: 18px;
  letter-spacing: -.2px;
}
.step-content p{ margin: 0; max-width: 70ch; }

/* Mid CTA band */
.mid-cta{
  padding: 26px 0 58px;
}
.mid-cta-inner{
  border-radius: 28px;
  padding: 18px 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  background:
    radial-gradient(520px 260px at 20% 30%, rgba(11,107,255,.14), transparent 62%),
    radial-gradient(520px 260px at 80% 35%, rgba(14,165,164,.10), transparent 62%),
    rgba(255,255,255,.74);
  box-shadow: 0 30px 86px rgba(15,23,42,.10);
}
.mid-cta-copy{ max-width: 70ch; }
.mid-cta-copy h2{ margin: 0 0 6px; font-size: 22px; letter-spacing: -.4px; }
.mid-cta-copy p{ margin: 0; }
.band-point h3{ margin: 0 0 6px; font-size: 16px; letter-spacing: -.15px; }
.band-point p{ margin: 0; }

/* Steps */
.steps{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.step{
  border-radius: var(--r-md);
  background: rgba(255,255,255,.74);
  border: 0;
  padding: 18px;
  box-shadow: 0 20px 60px rgba(15,23,42,.08);
}
.step-num{
  width: 34px;
  height: 34px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: rgba(37,99,235,.10);
  border: 0;
  color: rgba(15,23,42,.82);
  font-weight: 800;
  margin-bottom: 10px;
}
.step h3{ margin: 0 0 6px; font-size: 17px; letter-spacing: -.2px; }
.step p{ margin: 0; }
.tip{
  margin: 14px 0 0;
  border-radius: 16px;
  padding: 14px 16px;
  background: rgba(245,158,11,.12);
  border: 1px solid rgba(180,83,9,.18);
  color: rgba(15,23,42,.80);
}

/* Reviews */
.reviews{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.review{
  margin: 0;
  border-radius: var(--r-md);
  background: rgba(255,255,255,.74);
  border: 0;
  padding: 18px;
  box-shadow: 0 20px 60px rgba(15,23,42,.08);
}
.review blockquote{
  margin: 0 0 12px;
  color: rgba(15,23,42,.86);
  font-weight: 520;
}
.review figcaption{ color: var(--muted); font-size: 14px; }

/* FAQ */
.faq{
  border-radius: var(--r-lg);
  overflow: hidden;
  border: 0;
  background: rgba(255,255,255,.78);
  box-shadow: 0 24px 70px rgba(15,23,42,.08);
}
details{ padding: 14px 16px; }
details + details{ border-top: 1px solid rgba(15,23,42,.08); }
summary{
  cursor: pointer;
  font-weight: 650;
  color: rgba(15,23,42,.86);
}
details p{ margin: 10px 0 0; color: var(--muted); max-width: 80ch; }

/* Forms */
.mini-form{ padding: 16px 20px 20px; display: grid; gap: 12px; }
.offer-form{ display: grid; gap: 12px; }
.field{ display: grid; gap: 6px; }
.label{ font-weight: 650; color: rgba(15,23,42,.82); font-size: 13.5px; }
input, select{
  width: 100%;
  border-radius: 14px;
  border: 1px solid rgba(15,23,42,.12);
  background: rgba(255,255,255,.95);
  color: rgba(15,23,42,.92);
  padding: 12px 12px;
  outline: none;
  transition: border-color .14s ease, box-shadow .14s ease, background .14s ease;
}
select{ padding-right: 36px; }
input::placeholder{ color: rgba(15,23,42,.38); }
input:focus, select:focus{
  border-color: rgba(14,165,164,.55);
  box-shadow: 0 0 0 4px rgba(14,165,164,.14);
  background: rgba(255,255,255,.98);
}

.consent{
  display: grid;
  grid-template-columns: 18px 1fr;
  gap: 10px;
  align-items: start;
  padding: 12px 12px;
  border-radius: 16px;
  background: rgba(255,255,255,.86);
  border: 1px solid rgba(15,23,42,.10);
  color: rgba(15,23,42,.72);
  font-size: 13px;
}
.consent input{ width: 18px; height: 18px; margin-top: 2px; accent-color: var(--brand); }
.consent a{ text-decoration: underline; text-underline-offset: 3px; }

.two-col{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.form-status{
  margin: 0;
  min-height: 20px;
  color: rgba(15,23,42,.74);
  font-size: 13px;
}
.form-status.is-bad{ color: rgba(225,29,72,.95); }
.form-status.is-good{ color: rgba(5,150,105,.95); }

/* CTA section */
.cta{
  padding: 58px 0 72px;
}
.cta-inner{
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 18px;
  align-items: start;
}
.cta-form-wrap{
  border-radius: var(--r-lg);
  background: rgba(255,255,255,.86);
  border: 1px solid rgba(15,23,42,.10);
  box-shadow: var(--shadow);
  padding: 18px;
}
.cta-notes{
  display: grid;
  gap: 12px;
  margin-top: 16px;
}
.note{
  border-radius: 16px;
  background: rgba(255,255,255,.78);
  border: 1px solid rgba(15,23,42,.10);
  padding: 14px;
}
.note h3{ margin: 0 0 6px; font-size: 16px; }
.note p{ margin: 0; }

/* Legal */
.legal{
  padding: 44px 0;
}
.legal-inner{
  border-radius: var(--r-lg);
  background: rgba(255,255,255,.80);
  border: 1px solid rgba(15,23,42,.10);
  padding: 20px;
}
.legal-inner h2{ font-size: 22px; }
.legal-inner p{ max-width: 90ch; }

/* Footer */
.site-footer{
  border-top: 1px solid rgba(15,23,42,.10);
  padding: 0 0 26px;
  background:
    radial-gradient(900px 520px at 10% 10%, rgba(14,165,164,.12), transparent 62%),
    radial-gradient(900px 520px at 90% 20%, rgba(37,99,235,.10), transparent 62%),
    linear-gradient(180deg, rgba(255,255,255,.50) 0%, rgba(255,255,255,.82) 45%, rgba(255,255,255,.70) 100%);
}

.footer-inner{
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
  align-items: start;
  padding-top: 18px;
}

.footer-meta{ grid-column: 1 / -1; }
.footer-meta-inner{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding-top: 10px;
  border-top: 1px solid rgba(15,23,42,.08);
  margin-top: 6px;
}
.footer-meta-links{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}
.footer-meta-links a{
  text-decoration: underline;
  text-underline-offset: 3px;
}

/* Mobile nav */
@media (max-width: 920px){
  .hero-grid, .cta-inner{ grid-template-columns: 1fr; }
  .offer-grid{ grid-template-columns: 1fr 1fr; }
  .steps{ grid-template-columns: 1fr; }
  .split-inner{ grid-template-columns: 1fr; }
  .step-row{ grid-template-columns: 56px 1fr; }
  .stats{ grid-template-columns: 1fr; }
}

@media (max-width: 760px){
  .site-nav{ display: none; }
  .site-nav.is-open{
    display: grid;
    position: absolute;
    right: 20px;
    top: 68px;
    width: min(320px, calc(100vw - 40px));
    background: rgba(255,255,255,.94);
    border: 1px solid rgba(15,23,42,.12);
    border-radius: 18px;
    padding: 10px;
    box-shadow: var(--shadow);
  }
  .site-nav.is-open a{ padding: 12px 12px; }
  .nav-toggle{ display: inline-flex; }
  .offer-grid{ grid-template-columns: 1fr; }
  .strip{ grid-template-columns: 1fr; }
  .two-col{ grid-template-columns: 1fr; }
  .footer-inner{ grid-template-columns: 1fr; }
  .footer-meta-inner{ flex-direction: column; align-items: flex-start; }
  .topbar-right span{ display: none; }
  .topbar-inner{ gap: 10px; }
  .mid-cta-inner{ flex-direction: column; align-items: flex-start; }
}

@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior: auto; }
  *{ transition: none !important; }
}